Private by default
The calculator runs in your browser. No account, no bank connection, no weird little data vacuum.
Fast enough to use under stress
Use rough numbers and get a clear runway estimate in under two minutes instead of spiraling in twelve tabs.
Plain-English output
You get runway months, burn rate, a likely cash-out date, and the first expense levers worth checking.
Calculator
Estimate your runway
Use rough numbers. This is about getting an honest picture fast, not pretending your life is a spreadsheet blessed by mountain monks.
Good-enough numbers beat perfect numbers
If you're stressed, do one honest pass first. This calculator is for triage: enough truth to make a calmer next move, not enough ceremony to make you abandon it halfway through.
Private in-browser math. No account. No bank link. No weird little shame portal.
01
Start with cash you can actually touch
Checking, savings, severance after tax, and one-time hits you know are coming. Ignore fantasy money.
02
Use your real monthly burn
Rent, groceries, insurance, debt, phone. Don't enter the version of you who suddenly becomes a monastery.
03
Then use the result like a planning tool
The useful part is the next decision: what to cut, what to share, and what it takes to reach a safer zone.
Starter scenarios
Don't want to build the whole thing from scratch while your brain is full of bees? Start from a situation that's close, then edit the numbers.
Results
Your layoff runway snapshot
Estimated runway
Panic, but with better lighting
0.0 months
Total available funds
$0
Monthly burn
$0
Cash-out date
—
Monthly income
$0
Quick what-if comparisons
Common moves, modeled against your current numbers, so you can see what actually buys time before you rebuild the whole budget by hand.
Bridge to a safer runway
See what it would take to reach the next safer zone instead of just staring at the number like it owes you rent.
Biggest cost-cut targets
Survival summary
How to read this number
Shareable snapshot
Need a second set of eyes? Copy a calm plain-English summary for a partner, roommate, or friend instead of shipping them a cursed spreadsheet screenshot.
Next 7 days
A sane first-week action plan
Email follow-up
Get the layoff survival checklist by email
This CTA works today without a backend: it opens a prewritten email to Gary so someone can ask for the checklist without creating an account or feeding a mystery form vendor.
- No backend, no signup wall, no bank connection.
- Sent from the visitor's own email app.
- They can optionally include their current runway snapshot for a more useful reply.
The site does not store the address typed here. When they hit send, the message goes straight from their mail app to GaryTalbot1987@gmail.com.
FAQ
Quick answers before you trust a calculator with your panic
Does this save my numbers?
No. The calculation happens in your browser. There is no account, no login, and no saved profile required to use it.
Is this financial advice?
Also no. It is an educational estimate meant to help you think through cash, timing, and tradeoffs after a layoff.
What numbers should I use?
Use honest after-tax estimates for cash, severance, unemployment, and monthly costs. Rough-but-real beats fake precision every time.
Who is this for?
People who just got laid off, expect a layoff soon, or need a simple runway check without adopting an entire budgeting religion.
What if my runway is under 3 months?
Treat it like triage, not a verdict on your character. Go after the biggest recurring expense first, apply for unemployment or hardship relief immediately, and tell one trusted person the number so you are not carrying it alone.
Can I share my result with someone helping me?
Yes. Use the copyable snapshot in the results section to paste a plain-English summary into a text, email, or chat with a partner, roommate, family member, or advisor.